Infinite Observations

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ZineQx Wildfire
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Modelling Wildfire Risk

Committed To Securing Livelihoods

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Quantifying Wildfires & Bushfires Risk

As more and more people settle in areas where wildfires are likely to burn, highly developed commercial and residential areas are being consumed by wildfires that once raged across large expanse of forests and grasslands. The losses from these wildfires (or bushfires) rival those of other natural catastrophes, such as floods, cyclones or earthquakes.

Every year wildfire and bushfires cause billions of insured losses in the U.S., Southern Europe and Australia, respectively and these numbers will continue to rise as wildland-urban interface is further increases.

Today’s extreme conditions that are a result of a warming planet due to climate change compels the industry to accurately and timely locate and 

model wildfires as they start and propagation due to many factors including drive ignition, wind, presence of vegetation, spread, etc. This will enable insurers, reinsurers, governments, and financial institutions to characterise dangerous structures from those that are safe. It will also aid in organising and carrying out risk assessments, estimating potential damages, accurately valuate fire hazard, and optimize risk transfer.

Infinite Observations ZineQx advanced probabilistic Wildfire Catastrophic Model helps to monitor and manage the risk associated with each policy, whether individual or commercial, or entire portfolio’s of properties.

Wildfire Catastrophe Models

Modelled Regions :

Click a region to see countries or islands where courage is available. 

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North America

Europe

Middle East

Central America & Caribbean

Asia & Pacific

Latin America

Africa

Australia

North America

Canada

United States

Mexico

Central America

Belize

Costa Rica

El Salvador

Honduras

Nicaragua

Panama

Caribbean

The Greater Antilles

Cuba

Puerto Rico

Jamaica

Cayman Islands

Hispaniola:

Haiti

Dominican Republic

Lucayan Archipelago

Bahamas

Turks and Caicos Islands

Lesser Antilles (Leeward Islands)

Anguilla (UK)

Saint Martin (Fr.)

Sint Maarten (Neth.)

Saint-Barthélemy (Fr.)

Saba (Neth.)

Sint Eustatius (Neth.)

Saint Kitts

Nevis

Antigua

Barbuda

Redonda

Bermuda

Montserrat (UK)

Guadeloupe (Fr.)

La Désirade (Fr.)

Marie-Galante (Fr.)

Les Saintes archipelago (Fr.)

St. Thomas (US VI)

St. John (US VI)

St. Croix (US VI)

Water Island (US VI)

Tortola (UK VI)

Virgin Gorda (UK VI)

Anegada (UK VI)

Jost Van Dyke (UK VI)

Aruba (Neth.)

Curaçao (Neth.)

Bonaire (Neth.)

La Orchila

La Tortuga

La Blanquilla

Margarita Island

Coche

Cubagua

Los Roques Archipelago

Lesser Antilles (Windward Islands)

Dominica

Martinique (Fr.)

Saint Lucia

Barbados

Saint Vincent

Grenadines

Carriacou

Petite Martinique

Grenada

Trinidad

Tobago

South America

Argentina

Bolivia

Chile

Cayman Islands

Colombia

Ecuador

Guyana

Guiana (Fr.)

Paraguay

Peru

Suriname

Uruguay

Venezuela

Europe

Andorra

Austria

Belgium

Bulgaria

Czech Republic

Denmark

Estonia

Finland

France

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Monaco

Netherlands 

Norway

Poland

Russia

Spain

Sweden

Switzerland

Turkey

United Kingdom

Vatican City

Asia & Pacific

East Asia

China

Hong Kong (China)

Macau (China)

Japan

North Korea

South Korea

Taiwan

South Asia

Bangladesh

India

Maldives

Sri Lanka

South Asia

Brunei

Cambodia

Indonesia

Laos

Malaysia

Myanmar

Philippines

Singapore

Thailand

Timor-Leste

Vietnam

Australasia

Australia

New Zealand

Melanesia

Fiji

New Caledonia (Fr)

Papua New Guinea

Solomon Islands

Vanuatu

Micronesia

Guam (US)

Kiribati

Marshall Islands

Nauru

Northern Mariana Islands (US)

Wake Island (US)

Polynesia

American Samoa (US)

Cook Islands (NZ)

Easter Island (Ch)

French Polynesia (Fr)

Niue (NZ)

Norfolk Island (A)

Tonga

Tuvalu

Samoa

Wallis and Futuna (Fr)

Wildfire Risk Vulnerability, Exposure & Risk Modelling

High-Resolution Wildfire Model

Infinite Observations provides a comprehensive view of wild- and bushfires in U.S., Southern Europe and Australia. Three components are necessary to be able model wildfires adequately: (1) Fuel: Our model leverages cutting-edge technology of remote-sensing to obtain high-resolution spatial layers that consistently identifies fire behaviour fuel model (FBFM’s) classes (based on the nature and type of vegetation) and distribution, analogous to those of Anderson. (2) Weather (or meteorological dataset): Wind direction and velocity, temperature, relative humidity, precipitation, aridity effect the development, intensity and propagation of fires. (3) Topography is relatively static in nature compared to the fire. Topological factors such as slope, elevation and orientation towards the sun dictates fire propagation.  These three components serve as input for a mathematical surface fire behaviour and spread algorithm, analogous to that of Rothermel.

Quantifying Wildfire Losses

To be able to assess wildfire losses Infinite Observations has developed a high-resolution exposure database. This database contains a spatial and temporal multi-fire event catalogue and the latest information on risk counts, building characteristics such as construction materials of roof and wall-siding materials, building height, occupancy, inventory and construction costs as well as business disruption from a wide variety of international, regional and local industry sources. Base on all this information (weighted) damage functions for risk exposure are determined and used to estimate the losses. Our wildfire models are validated against results from industry loss data, post-disaster damage surveys, historical events data, scientific and engineering research data and reports. The model can be validated in its entirety or each component can be validated independently to ensure a most robust and scientifically rigorous model as possible.

Associated Applications

Agriculture

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Building

Large commercial construction projects, civil structures (bridges, levees and tunnels) as well as private homes are exposed natural and man-made disasters. Estimate the losses …

Climate Change

Climate change is undoubtedly the greatest threat humanity is facing. Degradation of terrestrial and marine ecosystems as a result of increased frequency, duration and intensity …

Drought

Rain-fed agriculture, crop yield, livestock, food security, hydroelectricity, biomass and other economic and social sectors are impacted by altered precipitation patterns as a result of …

Environment

Environmental risks are not only related to exposure from natural catastrophes but are also associated with human behaviour. Thousands of businesses worldwide ranging in size from …

Human, Life & Health

Life, health and longevity face many uncertainties in our ever-changing world. The global increase of infectious diseases and the resulting pandemics, the global threat of …

ZineQx - Infinite Observations

Understand How Our Wildfire & Bushfire Solutions Can Help You Prepare For The Future