This subscription product allows the owner/director of a “Micro, Small, and Medium Enterprises” to enter the information regarding one locally owned business at maximum at the same address of the establishment for which the “Micro, Small, and Medium Enterprises” subscription has been bought. The information regarding the property which includes: (1) Roofing/Wind Damage, (2) Flood Damage, (3) Contents Damage, (3) Inventory Damage, (4) Revenue,  (5) Business Disruption of the property of the office/building and damage to other assets owned by the establishment such as  (6) Vehicle Damage, (7) Marine (Vessel) Damage entered into Infinite Observations database will be used to determined the damage losses of the “Micro, Small, and Medium Enterprises” in the event of an emergency as  result of a natural or man made disaster.