Infinite Observations

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Human, Life & Health Risks

Committed To Securing Livelihoods

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Modelling Mortality & Morbidity Risk

Life, health and longevity face many uncertainties in our ever-changing world. The global increase of infectious diseases and the resulting pandemics, the global threat of terrorism, not forgetting the contribution of earthquakes, flooding and tsunamis to some of the highest mortality catastrophes in human history. Infinite Observations offers a state-of-the-art cloud-based platform that provides models and data to perform specific analytics for assessing and managing extreme mortality, morbidity and longevity risk, while providing insightful causal analyses. 

Our models incorporate stochastic risk modelling, mathematical biology, and epidemiology along with modelling science, technology, and expertise from the insurance industry to give detailed analyses and quantify across perils based on key differences among individuals, lifestyle habits, ages, gender, culture, socioeconomic factors and geographic location or environment to get a holistic view on risk.

Mortality & Morbidity Risk Models

Modelled Regions :

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North America

Europe

Middle East

Central America & Caribbean

Asia & Pacific

Latin America

Africa

Australia

North America

Canada

United States

Mexico

Central America

Belize

Costa Rica

El Salvador

Honduras

Nicaragua

Panama

Caribbean

The Greater Antilles

Cuba

Puerto Rico

Jamaica

Cayman Islands

Hispaniola:

Haiti

Dominican Republic

Lucayan Archipelago

Bahamas

Turks and Caicos Islands

Lesser Antilles (Leeward Islands)

Anguilla (UK)

Saint Martin (Fr.)

Sint Maarten (Neth.)

Saint-Barthélemy (Fr.)

Saba (Neth.)

Sint Eustatius (Neth.)

Saint Kitts

Nevis

Antigua

Barbuda

Redonda

Bermuda

Montserrat (UK)

Guadeloupe (Fr.)

La Désirade (Fr.)

Marie-Galante (Fr.)

Les Saintes archipelago (Fr.)

St. Thomas (US VI)

St. John (US VI)

St. Croix (US VI)

Water Island (US VI)

Tortola (UK VI)

Virgin Gorda (UK VI)

Anegada (UK VI)

Jost Van Dyke (UK VI)

Aruba (Neth.)

Curaçao (Neth.)

Bonaire (Neth.)

La Orchila

La Tortuga

La Blanquilla

Margarita Island

Coche

Cubagua

Los Roques Archipelago

Lesser Antilles (Windward Islands)

Dominica

Martinique (Fr.)

Saint Lucia

Barbados

Saint Vincent

Grenadines

Carriacou

Petite Martinique

Grenada

Trinidad

Tobago

South America

Argentina

Bolivia

Chile

Cayman Islands

Colombia

Ecuador

Guyana

Guiana (Fr.)

Paraguay

Peru

Suriname

Uruguay

Venezuela

Europe

Andorra

Austria

Belgium

Bulgaria

Czech Republic

Denmark

Estonia

Finland

France

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Monaco

Netherlands 

Norway

Poland

Russia

Spain

Sweden

Switzerland

Turkey

United Kingdom

Vatican City

Asia & Pacific

East Asia

China

Hong Kong (China)

Macau (China)

Japan

North Korea

South Korea

Taiwan

South Asia

Bangladesh

India

Maldives

Sri Lanka

South Asia

Brunei

Cambodia

Indonesia

Laos

Malaysia

Myanmar

Philippines

Singapore

Thailand

Timor-Leste

Vietnam

Australasia

Australia

New Zealand

Melanesia

Fiji

New Caledonia (Fr)

Papua New Guinea

Solomon Islands

Vanuatu

Micronesia

Guam (US)

Kiribati

Marshall Islands

Nauru

Northern Mariana Islands (US)

Wake Island (US)

Polynesia

American Samoa (US)

Cook Islands (NZ)

Easter Island (Ch)

French Polynesia (Fr)

Niue (NZ)

Norfolk Island (A)

Tonga

Tuvalu

Samoa

Wallis and Futuna (Fr)

Human Vulnerability, Exposure & Risk Modelling

Mortality Projection Models

Traditional methods of estimating life expectancy based on historical projections does not capture the current longevity trends accurately. Aggregated historical data can conceal trends in subpopulations, such as age related drug abuse or obesity based on geographic location. Infinite Observations Mortality Model suite offers a wide range of projections for life expectancy across many hazards, geolocations and professions. Our Mortality Model presents the major projected causes of death in several categories. Our model makes analyses based on stochastic (variations in risk) catalogues that contain realistic projections of individual mortality for each of the next 130 years. To achieve a more granular resolution individual health, behaviour and biomedical data can be inputted. This type of morality modelling can be used by insurers for policyholder at the individual portfolio level.

Quantifying Mortality Losses

Assessing mortality projections or estimates based on catastrophic events, such as emerging infectious diseases, mass-casualty terrorism, natural hazards, pandemics, can be exceptionally difficult. Take a pandemic for example, in today’s interconnected world a disease can spread extremely rapid and cause unimaginable losses in terms of economics and above all human health and life. At Infinite Observations we take into consideration various sources of uncertainty, which means explicitly capturing population spatial and temporal dynamics, varying availability and efficacy of medical interventions due to patient age and health, the availability of healthcare, economic resources, etc., which result in a probabilistic solution.  Morbidity and mortality are quantified by converting into economic losses by applying appropriate constraints. Infinite Observations Mortality Projection models can be validated entirely or as individual components. They are validated against loss data from multiple historic events, and , and other (inter-)national and local health agencies such as World Health Organization, the United States Centers for Disease Control and Prevention (CDC), the European Centre for Disease Prevention and Control (ECDC).

Associated Risks

Infinite Observations offers a broad spectrum of climate change related solutions and insights from the identification of climate risk to the quantification and validation of associated losses as well as analytics.

Climate Change

Global trade in the agriculture plays a crucial role in delivering clothing and food to consumers worldwide and it played a vital role in reducing food insecurity. However, this …

Earthquake

Infinite Observations offers models to better prepare residents, businesses and governments for the human as well as the economic consequences of catastrophic earthquakes …

Environment

Environmental risks are not only related to exposure from natural catastrophes but are also associated with human behaviour. Thousands of businesses worldwide ranging in size from …

Flood

Flood damage accounts for an increasing amount of catastrophe losses as a result of our changing climate. As more and more of the global population and wealth are …

Livestock

Recognition of the fact that individual health is depends on the people and animals around us, and the environment in which we develop. Achieving comprehensive health requires …

Windstorm

Primarily North America, Europe and Northern Asia are affected by hazards such as winter storms and blizzards. The damage as a consequence of a major winter storm can …

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